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White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence; marine and energy insurance and reinsurance; casualty insurance and reinsurance, such as medical malpractice, and professional and general liability; and accident and health insurance and reinsurance, which includes personal accident, sickness, disability, travel, short-term life, and medical products through brokers, managing general agents (MGA), and reinsurance intermediaries. It also provides municipal bond guarantee reinsurance, which focuses on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. In addition, the company offers capital solutions for boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity; strategic advice; investment management; and specialty electrical contracting services. Further, it operates as a full-service MGA and program administrator for specialty property and casualty insurance for the real estate and hospitality end markets, and start-up programs; and an MGA for leisure travel and global expatriate medical insurance in Israel, the European Union, and Australia. The company was formerly known as Fund American Enterprises Holdings, Inc. and changed its name to White Mountains Insurance Group, Ltd. in 1999. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda. more
| Time Frame | WTM | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -2.47% | -1.67% | -2% |
| 1-Month Return | -0.89% | -6.8% | -2.65% |
| 3-Month Return | 7.55% | -5.44% | -1.62% |
| 6-Month Return | 22.55% | -4.78% | 3.68% |
| 1-Year Return | 16.7% | 2.41% | 17.42% |
| 3-Year Return | 52.72% | 40.39% | 66.37% |
| 5-Year Return | 85.87% | 48.13% | 76.21% |
| 10-Year Return | 181.36% | 179.53% | 236.14% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 614.40M | 1.16B | 2.17B | 2.35B | 2.71B | [{"date":"2021-12-31","value":22.69,"profit":true},{"date":"2022-12-31","value":42.77,"profit":true},{"date":"2023-12-31","value":80.03,"profit":true},{"date":"2024-12-31","value":86.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 581.30M | 787.00M | 1.02B | 1.28B | 1.25B | [{"date":"2021-12-31","value":45.37,"profit":true},{"date":"2022-12-31","value":61.42,"profit":true},{"date":"2023-12-31","value":79.36,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.78,"profit":true}] |
| Gross Profit | 33.10M | 370.90M | 1.15B | 1.07B | 1.45B | [{"date":"2021-12-31","value":2.28,"profit":true},{"date":"2022-12-31","value":25.5,"profit":true},{"date":"2023-12-31","value":79.06,"profit":true},{"date":"2024-12-31","value":73.78,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 5.39% | 32.03% | 53.07% | 45.58% | 53.72% | [{"date":"2021-12-31","value":10.03,"profit":true},{"date":"2022-12-31","value":59.63,"profit":true},{"date":"2023-12-31","value":98.78,"profit":true},{"date":"2024-12-31","value":84.84,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Expenses | 306.70M | 520.30M | 584.40M | 756.30M | 125.70M | [{"date":"2021-12-31","value":40.55,"profit":true},{"date":"2022-12-31","value":68.8,"profit":true},{"date":"2023-12-31","value":77.27,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":16.62,"profit":true}] |
| Operating Income | (273.60M) | (149.40M) | 565.40M | 316.70M | 1.33B | [{"date":"2021-12-31","value":-20.59,"profit":false},{"date":"2022-12-31","value":-11.24,"profit":false},{"date":"2023-12-31","value":42.55,"profit":true},{"date":"2024-12-31","value":23.84,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | (69.80M) | (97.90M) | 391.00M | (182.90M) | - | [{"date":"2021-12-31","value":-17.85,"profit":false},{"date":"2022-12-31","value":-25.04,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-46.78,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | (273.60M) | (149.40M) | 565.40M | 316.70M | 1.33B | [{"date":"2021-12-31","value":-20.59,"profit":false},{"date":"2022-12-31","value":-11.24,"profit":false},{"date":"2023-12-31","value":42.55,"profit":true},{"date":"2024-12-31","value":23.84,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 44.40M | 41.40M | (15.50M) | 32.60M | 126.90M | [{"date":"2021-12-31","value":34.99,"profit":true},{"date":"2022-12-31","value":32.62,"profit":true},{"date":"2023-12-31","value":-12.21,"profit":false},{"date":"2024-12-31","value":25.69,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | (318.00M) | (190.80M) | 580.90M | 284.10M | - | [{"date":"2021-12-31","value":-54.74,"profit":false},{"date":"2022-12-31","value":-32.85,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":48.91,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | (340.60M) | (190.80M) | 279.70M | 284.10M | - | [{"date":"2021-12-31","value":-119.89,"profit":false},{"date":"2022-12-31","value":-67.16,"profit":false},{"date":"2023-12-31","value":98.45,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | 18.70M | 903.20M | - | - | - | [{"date":"2021-12-31","value":2.07,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | (275.40M) | 792.80M | 509.20M | 230.40M | 1.11B | [{"date":"2021-12-31","value":-24.89,"profit":false},{"date":"2022-12-31","value":71.66,"profit":true},{"date":"2023-12-31","value":46.02,"profit":true},{"date":"2024-12-31","value":20.82,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | (89.05) | 276.92 | 198.54 | 90.62 | 432.38 | [{"date":"2021-12-31","value":-20.6,"profit":false},{"date":"2022-12-31","value":64.05,"profit":true},{"date":"2023-12-31","value":45.92,"profit":true},{"date":"2024-12-31","value":20.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| WTM | |
|---|---|
| ROA (LTM) | 8.94% |
| ROE (LTM) | 21.11% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| WTM | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.49 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.44 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| WTM | |
|---|---|
| Trailing PE | 5.17 |
| Forward PE | 13.87 |
| P/S (TTM) | 1.45 |
| P/B | 1.02 |
| Price/FCF | 88 |
| EV/R | 1.65 |
| EV/Ebitda | NM |
| PEG | 0.81 |
White Mountains Insurance Group Ltd (WTM) share price today is $2143.49
Yes, Indians can buy shares of White Mountains Insurance Group Ltd (WTM) on Vested. To buy
Yes, you can purchase fractional shares of White Mountains Insurance Group Ltd (WTM) via the Vested app. You can start investing in White Mountains Insurance Group Ltd (WTM) with a minimum investment of $1.
You can invest in shares of White Mountains Insurance Group Ltd (WTM) via Vested in three simple steps:
The 52-week high price of White Mountains Insurance Group Ltd (WTM) is $2264.7. The 52-week low price of White Mountains Insurance Group Ltd (WTM) is $1648.
The price-to-earnings (P/E) ratio of White Mountains Insurance Group Ltd (WTM) is 5.1706
The price-to-book (P/B) ratio of White Mountains Insurance Group Ltd (WTM) is 1.02
The dividend yield of White Mountains Insurance Group Ltd (WTM) is 0.04%
The market capitalization of White Mountains Insurance Group Ltd (WTM) is $5.37B
The stock symbol (or ticker) of White Mountains Insurance Group Ltd is WTM
Consider the share price of White Mountains Insurance Group Ltd as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether White Mountains Insurance Group Ltd has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in White Mountains Insurance Group Ltd shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the White Mountains Insurance Group Ltd stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of White Mountains Insurance Group Ltd and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that White Mountains Insurance Group Ltd stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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