Skip to content 
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in Grand Cayman, Cayman Islands. more
| Time Frame | XP | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -1.15% | -3.55% | -1.5% |
| 1-Month Return | 7.48% | -2.91% | 0.6% |
| 3-Month Return | 8.78% | 0.39% | 2.43% |
| 6-Month Return | 12.51% | -1.62% | 6.01% |
| 1-Year Return | 31.09% | -1% | 11.48% |
| 3-Year Return | 52.52% | 41.93% | 67.52% |
| 5-Year Return | -60.82% | 60.3% | 73.75% |
| 10-Year Return | -42.86% | 201.33% | 254.46% |
| Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 8.60B | 12.97B | 14.18B | 14.82B | 19.87B | [{"date":"2020-12-31","value":43.26,"profit":true},{"date":"2021-12-31","value":65.3,"profit":true},{"date":"2022-12-31","value":71.37,"profit":true},{"date":"2023-12-31","value":74.57,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Cost of Revenue | 3.49B | 4.14B | 4.84B | 4.92B | 5.53B | [{"date":"2020-12-31","value":63.09,"profit":true},{"date":"2021-12-31","value":74.72,"profit":true},{"date":"2022-12-31","value":87.42,"profit":true},{"date":"2023-12-31","value":88.83,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Gross Profit | 1.52B | 2.06B | 1.10B | 1.62B | 1.89B | [{"date":"2020-12-31","value":73.98,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":53.48,"profit":true},{"date":"2023-12-31","value":78.38,"profit":true},{"date":"2024-12-31","value":91.72,"profit":true}] |
| Gross Margin | 17.73% | 15.88% | 7.77% | 10.90% | 9.51% | [{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":89.56,"profit":true},{"date":"2022-12-31","value":43.82,"profit":true},{"date":"2023-12-31","value":61.46,"profit":true},{"date":"2024-12-31","value":53.64,"profit":true}] |
| Operating Expenses | 2.14B | 3.99B | 4.67B | 5.48B | 5.81B | [{"date":"2020-12-31","value":36.85,"profit":true},{"date":"2021-12-31","value":68.65,"profit":true},{"date":"2022-12-31","value":80.36,"profit":true},{"date":"2023-12-31","value":94.39,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Operating Income | (615.31M) | (1.93B) | (3.56B) | (3.86B) | (3.92B) | [{"date":"2020-12-31","value":-61531400000,"profit":false},{"date":"2021-12-31","value":-192525800000,"profit":false},{"date":"2022-12-31","value":-356324600000,"profit":false},{"date":"2023-12-31","value":-386499600000,"profit":false},{"date":"2024-12-31","value":-391577900000,"profit":false}] |
| Total Non-Operating Income/Expense | 2.99B | 5.61B | 6.62B | 7.22B | 8.15B | [{"date":"2020-12-31","value":36.68,"profit":true},{"date":"2021-12-31","value":68.86,"profit":true},{"date":"2022-12-31","value":81.24,"profit":true},{"date":"2023-12-31","value":88.54,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Pre-Tax Income | 2.42B | 3.82B | 3.44B | 3.94B | 4.99B | [{"date":"2020-12-31","value":48.56,"profit":true},{"date":"2021-12-31","value":76.52,"profit":true},{"date":"2022-12-31","value":69.09,"profit":true},{"date":"2023-12-31","value":78.95,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income Taxes | 339.92M | 222.71M | (135.56M) | 36.96M | 471.13M | [{"date":"2020-12-31","value":72.15,"profit":true},{"date":"2021-12-31","value":47.27,"profit":true},{"date":"2022-12-31","value":-28.77,"profit":false},{"date":"2023-12-31","value":7.84,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income After Taxes | 2.08B | 3.59B | 3.58B | 3.90B | 4.51B | [{"date":"2020-12-31","value":46.1,"profit":true},{"date":"2021-12-31","value":79.57,"profit":true},{"date":"2022-12-31","value":79.3,"profit":true},{"date":"2023-12-31","value":86.37,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income From Continuous Operations | 2.08B | 3.59B | 3.58B | 3.64B | 4.51B | [{"date":"2020-12-31","value":46.1,"profit":true},{"date":"2021-12-31","value":79.57,"profit":true},{"date":"2022-12-31","value":79.3,"profit":true},{"date":"2023-12-31","value":80.66,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] |
| Net Income | 2.08B | 3.59B | 3.58B | 3.90B | 4.51B | [{"date":"2020-12-31","value":46.01,"profit":true},{"date":"2021-12-31","value":79.53,"profit":true},{"date":"2022-12-31","value":79.3,"profit":true},{"date":"2023-12-31","value":86.38,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 4.06 | 7.00 | 7.17 | 7.76 | 6.67 | [{"date":"2020-12-31","value":52.32,"profit":true},{"date":"2021-12-31","value":90.21,"profit":true},{"date":"2022-12-31","value":92.4,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":85.94,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| XP | |
|---|---|
| Cash Ratio | 0.39 |
| Current Ratio | 0.82 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| XP | |
|---|---|
| ROA (LTM) | 1.39% |
| ROE (LTM) | 23.72% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| XP | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.94 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.06 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| XP | |
|---|---|
| Trailing PE | 11.04 |
| Forward PE | 9.98 |
| P/S (TTM) | 0.58 |
| P/B | 2.26 |
| Price/FCF | 1 |
| EV/R | 6.37 |
| EV/Ebitda | 7.66 |
Xp Inc (XP) share price today is $19.69
Yes, Indians can buy shares of Xp Inc (XP) on Vested. To buy
Yes, you can purchase fractional shares of Xp Inc (XP) via the Vested app. You can start investing in Xp Inc (XP) with a minimum investment of $1.
You can invest in shares of Xp Inc (XP) via Vested in three simple steps:
The 52-week high price of Xp Inc (XP) is $20.98. The 52-week low price of Xp Inc (XP) is $12.08.
The price-to-earnings (P/E) ratio of Xp Inc (XP) is 11.0389
The price-to-book (P/B) ratio of Xp Inc (XP) is 2.26
The dividend yield of Xp Inc (XP) is 0.91%
The market capitalization of Xp Inc (XP) is $10.31B
The stock symbol (or ticker) of Xp Inc is XP
Consider the share price of Xp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Xp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Xp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Xp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Xp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Xp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
Link copied 
