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yrd-img

Yirendai Ltd, Common Stock

YRD

NYSE

$4.71

+$0.17

(3.74%)

1D
Industry: Consumer Finance Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$422.50M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
1.538
Volume info-icon
This is the total number of shares traded during the most recent trading day.
157.70K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
3.37%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.72
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$2.88 L
$9.2 H
$4.71

About Yirendai Ltd, Common Stock

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. more

Industry: Consumer FinanceSector: Financials

Returns

Time FrameYRDSectorS&P500
1-Week Return-1.46%-3.51%-3%
1-Month Return-3.09%-3.51%-0.73%
3-Month Return1.07%4.69%2.87%
6-Month Return-1.46%15.21%7.17%
1-Year Return57.53%29.54%25.31%
3-Year Return93.83%26.93%28.38%
5-Year Return-4.85%55.8%81.89%
10-Year Return-48.24%191.72%183.27%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue8.62B3.96B4.48B3.43B4.90B[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":45.98,"profit":true},{"date":"2021-12-31","value":51.97,"profit":true},{"date":"2022-12-31","value":39.86,"profit":true},{"date":"2023-12-31","value":56.82,"profit":true}]
Cost of Revenue665.08M1.10B760.86M776.84M976.17M[{"date":"2019-12-31","value":60.21,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":68.88,"profit":true},{"date":"2022-12-31","value":70.32,"profit":true},{"date":"2023-12-31","value":88.37,"profit":true}]
Gross Profit7.95B2.86B3.72B2.66B3.92B[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":35.93,"profit":true},{"date":"2021-12-31","value":46.75,"profit":true},{"date":"2022-12-31","value":33.42,"profit":true},{"date":"2023-12-31","value":49.29,"profit":true}]
Gross Margin92.28%72.12%83.01%77.38%80.06%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":78.15,"profit":true},{"date":"2021-12-31","value":89.95,"profit":true},{"date":"2022-12-31","value":83.85,"profit":true},{"date":"2023-12-31","value":86.76,"profit":true}]
Operating Expenses6.82B2.91B2.43B1.19B1.32B[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":42.61,"profit":true},{"date":"2021-12-31","value":35.61,"profit":true},{"date":"2022-12-31","value":17.38,"profit":true},{"date":"2023-12-31","value":19.41,"profit":true}]
Operating Income733.42M278.38M1.15B1.47B2.59B[{"date":"2019-12-31","value":28.27,"profit":true},{"date":"2020-12-31","value":10.73,"profit":true},{"date":"2021-12-31","value":44.22,"profit":true},{"date":"2022-12-31","value":56.83,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense736.97M(661.74M)(17.59M)(1.34B)104.89M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":-89.79,"profit":false},{"date":"2021-12-31","value":-2.39,"profit":false},{"date":"2022-12-31","value":-181.68,"profit":false},{"date":"2023-12-31","value":14.23,"profit":true}]
Pre-Tax Income1.40B(773.36M)1.20B1.50B2.65B[{"date":"2019-12-31","value":52.81,"profit":true},{"date":"2020-12-31","value":-29.23,"profit":false},{"date":"2021-12-31","value":45.48,"profit":true},{"date":"2022-12-31","value":56.53,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income Taxes239.23M(80.61M)170.19M300.51M565.16M[{"date":"2019-12-31","value":42.33,"profit":true},{"date":"2020-12-31","value":-14.26,"profit":false},{"date":"2021-12-31","value":30.11,"profit":true},{"date":"2022-12-31","value":53.17,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income After Taxes1.16B(692.75M)1.03B1.19B2.08B[{"date":"2019-12-31","value":55.66,"profit":true},{"date":"2020-12-31","value":-33.3,"profit":false},{"date":"2021-12-31","value":49.66,"profit":true},{"date":"2022-12-31","value":57.44,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income From Continuous Operations1.16B(692.75M)1.03B1.19B1.99B[{"date":"2019-12-31","value":57.95,"profit":true},{"date":"2020-12-31","value":-34.74,"profit":false},{"date":"2021-12-31","value":51.8,"profit":true},{"date":"2022-12-31","value":59.92,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income1.16B(692.75M)1.03B1.19B2.08B[{"date":"2019-12-31","value":55.55,"profit":true},{"date":"2020-12-31","value":-33.3,"profit":false},{"date":"2021-12-31","value":49.66,"profit":true},{"date":"2022-12-31","value":57.44,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
EPS (Diluted)11.310.48-(2.71)12.40[{"date":"2019-12-31","value":91.19,"profit":true},{"date":"2020-12-31","value":3.85,"profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-21.87,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

YRD
Cash Ratio 1.88
Current Ratio 4.17

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

YRD
ROA (LTM) 16.06%
ROE (LTM) 25.34%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

YRD
Debt Ratio Lower is generally better. Negative is bad. 0.25
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.75

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

YRD
Trailing PE 1.54
Forward PE 3.07
P/S (TTM) 0.07
P/B 0.32
EV/R 0.00
EV/Ebitda NM
PEG 1.24

FAQs

What is Yirendai Ltd share price today?

Yirendai Ltd (YRD) share price today is $4.71

Can Indians buy Yirendai Ltd shares?

Yes, Indians can buy shares of Yirendai Ltd (YRD) on Vested. To buy Yirendai Ltd from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in YRD stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Yirendai Ltd be purchased?

Yes, you can purchase fractional shares of Yirendai Ltd (YRD) via the Vested app. You can start investing in Yirendai Ltd (YRD) with a minimum investment of $1.

How to invest in Yirendai Ltd shares from India?

You can invest in shares of Yirendai Ltd (YRD) via Vested in three simple steps:

  • Click on Sign Up or Invest in YRD stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Yirendai Ltd shares
What is Yirendai Ltd 52-week high and low stock price?

The 52-week high price of Yirendai Ltd (YRD) is $9.2. The 52-week low price of Yirendai Ltd (YRD) is $2.88.

What is Yirendai Ltd price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Yirendai Ltd (YRD) is 1.538

What is Yirendai Ltd price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Yirendai Ltd (YRD) is 0.32

What is Yirendai Ltd dividend yield?

The dividend yield of Yirendai Ltd (YRD) is 3.37%

What is the Market Cap of Yirendai Ltd?

The market capitalization of Yirendai Ltd (YRD) is $422.50M

What is Yirendai Ltd’s stock symbol?

The stock symbol (or ticker) of Yirendai Ltd is YRD

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