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Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. more
Time Frame | YRD | Sector | S&P500 |
---|---|---|---|
1-Week Return | -1.46% | -3.51% | -3% |
1-Month Return | -3.09% | -3.51% | -0.73% |
3-Month Return | 1.07% | 4.69% | 2.87% |
6-Month Return | -1.46% | 15.21% | 7.17% |
1-Year Return | 57.53% | 29.54% | 25.31% |
3-Year Return | 93.83% | 26.93% | 28.38% |
5-Year Return | -4.85% | 55.8% | 81.89% |
10-Year Return | -48.24% | 191.72% | 183.27% |
Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | 5YR TREND | |
---|---|---|---|---|---|---|
Total Revenue | 8.62B | 3.96B | 4.48B | 3.43B | 4.90B | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":45.98,"profit":true},{"date":"2021-12-31","value":51.97,"profit":true},{"date":"2022-12-31","value":39.86,"profit":true},{"date":"2023-12-31","value":56.82,"profit":true}] |
Cost of Revenue | 665.08M | 1.10B | 760.86M | 776.84M | 976.17M | [{"date":"2019-12-31","value":60.21,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":68.88,"profit":true},{"date":"2022-12-31","value":70.32,"profit":true},{"date":"2023-12-31","value":88.37,"profit":true}] |
Gross Profit | 7.95B | 2.86B | 3.72B | 2.66B | 3.92B | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":35.93,"profit":true},{"date":"2021-12-31","value":46.75,"profit":true},{"date":"2022-12-31","value":33.42,"profit":true},{"date":"2023-12-31","value":49.29,"profit":true}] |
Gross Margin | 92.28% | 72.12% | 83.01% | 77.38% | 80.06% | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":78.15,"profit":true},{"date":"2021-12-31","value":89.95,"profit":true},{"date":"2022-12-31","value":83.85,"profit":true},{"date":"2023-12-31","value":86.76,"profit":true}] |
Operating Expenses | 6.82B | 2.91B | 2.43B | 1.19B | 1.32B | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":42.61,"profit":true},{"date":"2021-12-31","value":35.61,"profit":true},{"date":"2022-12-31","value":17.38,"profit":true},{"date":"2023-12-31","value":19.41,"profit":true}] |
Operating Income | 733.42M | 278.38M | 1.15B | 1.47B | 2.59B | [{"date":"2019-12-31","value":28.27,"profit":true},{"date":"2020-12-31","value":10.73,"profit":true},{"date":"2021-12-31","value":44.22,"profit":true},{"date":"2022-12-31","value":56.83,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Total Non-Operating Income/Expense | 736.97M | (661.74M) | (17.59M) | (1.34B) | 104.89M | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":-89.79,"profit":false},{"date":"2021-12-31","value":-2.39,"profit":false},{"date":"2022-12-31","value":-181.68,"profit":false},{"date":"2023-12-31","value":14.23,"profit":true}] |
Pre-Tax Income | 1.40B | (773.36M) | 1.20B | 1.50B | 2.65B | [{"date":"2019-12-31","value":52.81,"profit":true},{"date":"2020-12-31","value":-29.23,"profit":false},{"date":"2021-12-31","value":45.48,"profit":true},{"date":"2022-12-31","value":56.53,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Income Taxes | 239.23M | (80.61M) | 170.19M | 300.51M | 565.16M | [{"date":"2019-12-31","value":42.33,"profit":true},{"date":"2020-12-31","value":-14.26,"profit":false},{"date":"2021-12-31","value":30.11,"profit":true},{"date":"2022-12-31","value":53.17,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Income After Taxes | 1.16B | (692.75M) | 1.03B | 1.19B | 2.08B | [{"date":"2019-12-31","value":55.66,"profit":true},{"date":"2020-12-31","value":-33.3,"profit":false},{"date":"2021-12-31","value":49.66,"profit":true},{"date":"2022-12-31","value":57.44,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Income From Continuous Operations | 1.16B | (692.75M) | 1.03B | 1.19B | 1.99B | [{"date":"2019-12-31","value":57.95,"profit":true},{"date":"2020-12-31","value":-34.74,"profit":false},{"date":"2021-12-31","value":51.8,"profit":true},{"date":"2022-12-31","value":59.92,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Income From Discontinued Operations | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Net Income | 1.16B | (692.75M) | 1.03B | 1.19B | 2.08B | [{"date":"2019-12-31","value":55.55,"profit":true},{"date":"2020-12-31","value":-33.3,"profit":false},{"date":"2021-12-31","value":49.66,"profit":true},{"date":"2022-12-31","value":57.44,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
EPS (Diluted) | 11.31 | 0.48 | - | (2.71) | 12.40 | [{"date":"2019-12-31","value":91.19,"profit":true},{"date":"2020-12-31","value":3.85,"profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-21.87,"profit":false},{"date":"2023-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
YRD | |
---|---|
Cash Ratio | 1.88 |
Current Ratio | 4.17 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
YRD | |
---|---|
ROA (LTM) | 16.06% |
ROE (LTM) | 25.34% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
YRD | |
---|---|
Debt Ratio Lower is generally better. Negative is bad. | 0.25 |
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.75 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
YRD | |
---|---|
Trailing PE | 1.54 |
Forward PE | 3.07 |
P/S (TTM) | 0.07 |
P/B | 0.32 |
EV/R | 0.00 |
EV/Ebitda | NM |
PEG | 1.24 |
Yirendai Ltd (YRD) share price today is $4.71
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Yes, you can purchase fractional shares of Yirendai Ltd (YRD) via the Vested app. You can start investing in Yirendai Ltd (YRD) with a minimum investment of $1.
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The 52-week high price of Yirendai Ltd (YRD) is $9.2. The 52-week low price of Yirendai Ltd (YRD) is $2.88.
The price-to-earnings (P/E) ratio of Yirendai Ltd (YRD) is 1.538
The price-to-book (P/B) ratio of Yirendai Ltd (YRD) is 0.32
The dividend yield of Yirendai Ltd (YRD) is 3.37%
The market capitalization of Yirendai Ltd (YRD) is $422.50M
The stock symbol (or ticker) of Yirendai Ltd is YRD