Vested Finance

Name: Vested Finance
Brand: Vested Finance
Price: 0.6054 USD
Availability: PreOrder

About Vested Finance

Vested Finance is a California-based fintech platform that empowers Indian investors to diversify their portfolios by providing seamless access to U.S. stocks, ETFs, and alternative assets. Founded in 2018, Vested aims to simplify cross-border investing, offering features like fractional share investing and curated portfolios known as “Vests.” Beyond U.S. equities, Vested has expanded its offerings to include INR-denominated bonds, RBI-regulated P2P lending, and solar investment opportunities, catering to investors seeking diversified income streams. The platform is registered with the U.S. Securities and Exchange Commission (SEC), and its brokerage services are provided through VF Securities, Inc., a member of FINRA and SIPC. With over 3 lakh KYC-verified accounts and ₹3,700 crore invested as of late 2023, Vested is positioning itself as a leading alternative investment platform for Indian investors.

Frequently Asked Questions

How would the investment be structured?

When investment opportunities become available for Vested Finance, they would typically be structured through US-based, bankruptcy-remote Delaware SPVs. As an investor, you would become a limited partner in a fund that indirectly holds shares of the company. This page is for expressing interest in future opportunities, not for making actual investments.

Why can't I invest in Vested Finance directly?

Direct investment into high-demand private companies like Vested Finance often requires $50M+ in capital. Our SPV structure gives you access at lower minimums by pooling capital and investing through intermediaries that already hold equity.

What is the minimum investment amount?

The minimum investment typically starts from $10,000, though it may vary depending on the deal size and available allocations.

When will I receive units for my investment?

Once the SPV is fully funded and the shares are secured, units will be allocated to your account and you'll be notified. This typically takes 2–3 weeks post close date.

What are the exit options or liquidity paths?

Liquidity is not guaranteed. However, exits may occur through the following avenues:
(a) resale through our partner's Alternative Trading System (ATS) after a holding period,
(b) secondary market transactions,
(c) a future IPO of Vested Finance or its subsidiaries, or
(d) an acquisition of the company.

What are the risks of investing in Vested Finance?

Key risks include equity risk (share value decline) and liquidity risk (limited tradability of private shares). As with any private market investment, capital loss is possible.

What are the tax implications?

Taxation is treated the same as investing in US-listed stocks. Long-term capital gains (after 24 months) are taxed at 12.5%. Short-term gains are taxed as per your income tax slab.

Under which regulatory framework does this investment fall?

All investments are made through SEC-compliant SPVs under Regulation S. The structure is similar to those used by leading US platforms like EquityZen and Forge.