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Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California. more
| Time Frame | OVLY | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 0.88% | -1.02% | -1.31% |
| 1-Month Return | 8.86% | -1.88% | 0.78% |
| 3-Month Return | 19.83% | 1.62% | 3.46% |
| 6-Month Return | 21.04% | -0.57% | 6.19% |
| 1-Year Return | 18.93% | 0.06% | 11.68% |
| 3-Year Return | 21.26% | 46.46% | 71.21% |
| 5-Year Return | 114.78% | 62.97% | 74.81% |
| 10-Year Return | 248.13% | 206.28% | 256.59% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 55.23M | 66.77M | 87.30M | 89.45M | 81.73M | [{"date":"2021-12-31","value":61.75,"profit":true},{"date":"2022-12-31","value":74.64,"profit":true},{"date":"2023-12-31","value":97.59,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":91.37,"profit":true}] |
| Cost of Revenue | 336.00K | (231.00K) | 5.83M | 11.24M | 805.00K | [{"date":"2021-12-31","value":2.99,"profit":true},{"date":"2022-12-31","value":-2.06,"profit":false},{"date":"2023-12-31","value":51.9,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":7.16,"profit":true}] |
| Gross Profit | 54.90M | 67.00M | 81.46M | 78.21M | 80.92M | [{"date":"2021-12-31","value":67.39,"profit":true},{"date":"2022-12-31","value":82.24,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":96.01,"profit":true},{"date":"2025-12-31","value":99.34,"profit":true}] |
| Gross Margin | 99.39% | 100.35% | 93.32% | 87.43% | 99.02% | [{"date":"2021-12-31","value":99.05,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":93,"profit":true},{"date":"2024-12-31","value":87.13,"profit":true},{"date":"2025-12-31","value":98.67,"profit":true}] |
| Operating Expenses | 33.22M | 37.31M | 41.16M | 46.02M | 50.27M | [{"date":"2021-12-31","value":66.08,"profit":true},{"date":"2022-12-31","value":74.21,"profit":true},{"date":"2023-12-31","value":81.87,"profit":true},{"date":"2024-12-31","value":91.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 21.68M | 29.69M | 40.31M | 32.19M | 30.65M | [{"date":"2021-12-31","value":53.78,"profit":true},{"date":"2022-12-31","value":73.66,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":79.87,"profit":true},{"date":"2025-12-31","value":76.04,"profit":true}] |
| Total Non-Operating Income/Expense | 70.51M | 58.96M | 117.31M | 24.02M | - | [{"date":"2021-12-31","value":60.11,"profit":true},{"date":"2022-12-31","value":50.26,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":20.47,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 21.68M | 29.69M | 40.31M | 32.19M | 30.65M | [{"date":"2021-12-31","value":53.78,"profit":true},{"date":"2022-12-31","value":73.66,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":79.87,"profit":true},{"date":"2025-12-31","value":76.04,"profit":true}] |
| Income Taxes | 5.34M | 6.79M | 9.46M | 7.24M | 6.74M | [{"date":"2021-12-31","value":56.46,"profit":true},{"date":"2022-12-31","value":71.76,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":76.59,"profit":true},{"date":"2025-12-31","value":71.23,"profit":true}] |
| Income After Taxes | 16.34M | 22.90M | 30.85M | 24.95M | - | [{"date":"2021-12-31","value":52.96,"profit":true},{"date":"2022-12-31","value":74.24,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":80.87,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 16.34M | 22.90M | 34.46M | 24.95M | - | [{"date":"2021-12-31","value":47.41,"profit":true},{"date":"2022-12-31","value":66.46,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":72.4,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 16.34M | 22.90M | 30.85M | 24.95M | 23.91M | [{"date":"2021-12-31","value":52.96,"profit":true},{"date":"2022-12-31","value":74.24,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":80.87,"profit":true},{"date":"2025-12-31","value":77.52,"profit":true}] |
| EPS (Diluted) | 1.99 | 2.79 | 3.74 | 3.02 | 2.88 | [{"date":"2021-12-31","value":53.21,"profit":true},{"date":"2022-12-31","value":74.6,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":80.86,"profit":true},{"date":"2025-12-31","value":76.91,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| OVLY | |
|---|---|
| ROA (LTM) | 1.29% |
| ROE (LTM) | 13.54% |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| OVLY | |
|---|---|
| Trailing PE | 10.29 |
| Forward PE | NM |
| P/S (TTM) | 3.49 |
| P/B | 1.36 |
| Price/FCF | 56 |
| EV/R | 3.45 |
| EV/Ebitda | NM |
| PEG | NM |
Oak Valley Bancorp (OVLY) share price today is $33.42
Yes, Indians can buy shares of Oak Valley Bancorp (OVLY) on Vested. To buy
Yes, you can purchase fractional shares of Oak Valley Bancorp (OVLY) via the Vested app. You can start investing in Oak Valley Bancorp (OVLY) with a minimum investment of $1.
You can invest in shares of Oak Valley Bancorp (OVLY) via Vested in three simple steps:
The 52-week high price of Oak Valley Bancorp (OVLY) is $34.1. The 52-week low price of Oak Valley Bancorp (OVLY) is $22.19.
The price-to-earnings (P/E) ratio of Oak Valley Bancorp (OVLY) is 10.2852
The price-to-book (P/B) ratio of Oak Valley Bancorp (OVLY) is 1.36
The dividend yield of Oak Valley Bancorp (OVLY) is 2.09%
The market capitalization of Oak Valley Bancorp (OVLY) is $282.60M
The stock symbol (or ticker) of Oak Valley Bancorp is OVLY
Consider the share price of Oak Valley Bancorp as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Oak Valley Bancorp has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Oak Valley Bancorp shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Oak Valley Bancorp stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Oak Valley Bancorp and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Oak Valley Bancorp stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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