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Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. Happen, Inc. was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. The company was incorporated in 2006 and is headquartered in San Francisco, California. more
| Dec '22 | Dec '23 | Dec '24 | Dec '25 | |||
|---|---|---|---|---|---|---|
| Total Revenue | 1.19B | 864.62M | 787.01M | 998.85M | [{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":72.83,"profit":true},{"date":"2024-12-31","value":66.29,"profit":true},{"date":"2025-12-31","value":84.13,"profit":true}] | |
| Cost of Revenue | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Gross Profit | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Gross Margin | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Operating Expenses | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Operating Income | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Total Non-Operating Income/Expense | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Pre-Tax Income | 153.04M | 54.62M | 65.07M | 176.95M | [{"date":"2022-12-31","value":86.49,"profit":true},{"date":"2023-12-31","value":30.87,"profit":true},{"date":"2024-12-31","value":36.77,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] | |
| Income Taxes | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Income After Taxes | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Income From Continuous Operations | 289.69M | 38.94M | 51.33M | 135.68M | [{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":13.44,"profit":true},{"date":"2024-12-31","value":17.72,"profit":true},{"date":"2025-12-31","value":46.84,"profit":true}] | |
| Income From Discontinued Operations | - | - | - | - | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] | |
| Net Income | 289.69M | 38.94M | 51.33M | 135.68M | [{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":13.44,"profit":true},{"date":"2024-12-31","value":17.72,"profit":true},{"date":"2025-12-31","value":46.84,"profit":true}] | |
| EPS (Diluted) | - | - | - | 1.05 | [{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":100,"profit":true}] | |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| HAPN | |
|---|---|
| ROA (LTM) | 1.27% |
| ROE (LTM) | 12.16% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| HAPN | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.87 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.13 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| HAPN | |
|---|---|
| Trailing PE | 13.40 |
| Forward PE | 11.35 |
| P/S (TTM) | 1.69 |
| P/B | 1.52 |
| Price/FCF | NM |
| EV/R | 2.25 |
| EV/Ebitda | NM |
Happen, Inc. Common Stock (HAPN) share price today is $20.46
Yes, Indians can buy shares of Happen, Inc. Common Stock (HAPN) on Vested. To buy
Yes, you can purchase fractional shares of Happen, Inc. Common Stock (HAPN) via the Vested app. You can start investing in Happen, Inc. Common Stock (HAPN) with a minimum investment of $1.
You can invest in shares of Happen, Inc. Common Stock (HAPN) via Vested in three simple steps:
The 52-week high price of Happen, Inc. Common Stock (HAPN) is $21.67. The 52-week low price of Happen, Inc. Common Stock (HAPN) is $11.75.
The price-to-earnings (P/E) ratio of Happen, Inc. Common Stock (HAPN) is
The price-to-book (P/B) ratio of Happen, Inc. Common Stock (HAPN) is 1.52
The dividend yield of Happen, Inc. Common Stock (HAPN) is 0.00%
The market capitalization of Happen, Inc. Common Stock (HAPN) is $2.32B
The stock symbol (or ticker) of Happen, Inc. Common Stock is HAPN
Consider the share price of Happen, Inc. Common Stock as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Happen, Inc. Common Stock has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Happen, Inc. Common Stock shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Happen, Inc. Common Stock stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Happen, Inc. Common Stock and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Happen, Inc. Common Stock stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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