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Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. Its loan portfolio includes commercial and industrial loans, owner-occupied and non-owner occupied commercial real estate loans, one-to-four family residential loans, real estate construction and land development loans, consumer loans, commercial business loans, lines of credit, term equipment financing, and term real estate loans. It also originates loans that are guaranteed by the U.S. Small Business Administration; and provides objective advice from trusted advisers. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington. more
| Time Frame | HFWA | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.35% | -4.74% | -1.38% |
| 1-Month Return | 17.78% | -4.68% | -1.81% |
| 3-Month Return | 26.53% | -2.43% | 1.38% |
| 6-Month Return | 16.97% | -2.03% | 5.68% |
| 1-Year Return | 14.79% | -0.02% | 11.74% |
| 3-Year Return | -2.74% | 40.04% | 65.15% |
| 5-Year Return | 15.79% | 61.23% | 73.68% |
| 10-Year Return | 62.84% | 205.62% | 260.03% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 247.45M | 257.05M | 303.13M | 317.19M | 335.97M | [{"date":"2021-12-31","value":73.65,"profit":true},{"date":"2022-12-31","value":76.51,"profit":true},{"date":"2023-12-31","value":90.23,"profit":true},{"date":"2024-12-31","value":94.41,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | (22.33M) | 6.65M | 63.59M | 106.63M | 92.61M | [{"date":"2021-12-31","value":-20.94,"profit":false},{"date":"2022-12-31","value":6.23,"profit":true},{"date":"2023-12-31","value":59.64,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":86.85,"profit":true}] |
| Gross Profit | 269.78M | 250.40M | 239.54M | 210.56M | 243.35M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":92.82,"profit":true},{"date":"2023-12-31","value":88.79,"profit":true},{"date":"2024-12-31","value":78.05,"profit":true},{"date":"2025-12-31","value":90.21,"profit":true}] |
| Gross Margin | 109.02% | 97.41% | 79.02% | 66.38% | 72.43% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":89.35,"profit":true},{"date":"2023-12-31","value":72.48,"profit":true},{"date":"2024-12-31","value":60.89,"profit":true},{"date":"2025-12-31","value":66.44,"profit":true}] |
| Operating Expenses | 149.27M | 150.97M | 166.62M | 158.30M | 165.57M | [{"date":"2021-12-31","value":89.58,"profit":true},{"date":"2022-12-31","value":90.6,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":95,"profit":true},{"date":"2025-12-31","value":99.37,"profit":true}] |
| Operating Income | 120.51M | 99.44M | 72.92M | 52.26M | 77.79M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":82.51,"profit":true},{"date":"2023-12-31","value":60.51,"profit":true},{"date":"2024-12-31","value":43.37,"profit":true},{"date":"2025-12-31","value":64.55,"profit":true}] |
| Total Non-Operating Income/Expense | 217.38M | 199.92M | 298.07M | (47.10M) | - | [{"date":"2021-12-31","value":72.93,"profit":true},{"date":"2022-12-31","value":67.07,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-15.8,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 120.51M | 99.44M | 72.92M | 52.26M | 78.60M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":82.51,"profit":true},{"date":"2023-12-31","value":60.51,"profit":true},{"date":"2024-12-31","value":43.37,"profit":true},{"date":"2025-12-31","value":65.23,"profit":true}] |
| Income Taxes | 22.47M | 17.56M | 11.16M | 9.00M | 11.07M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":78.15,"profit":true},{"date":"2023-12-31","value":49.66,"profit":true},{"date":"2024-12-31","value":40.05,"profit":true},{"date":"2025-12-31","value":49.27,"profit":true}] |
| Income After Taxes | 98.03M | 81.88M | 61.76M | 43.26M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":83.52,"profit":true},{"date":"2023-12-31","value":62.99,"profit":true},{"date":"2024-12-31","value":44.13,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 98.03M | 81.88M | 61.76M | 43.26M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":83.52,"profit":true},{"date":"2023-12-31","value":62.99,"profit":true},{"date":"2024-12-31","value":44.13,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 98.03M | 81.88M | 61.76M | 43.26M | 67.53M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":83.52,"profit":true},{"date":"2023-12-31","value":62.99,"profit":true},{"date":"2024-12-31","value":44.13,"profit":true},{"date":"2025-12-31","value":68.89,"profit":true}] |
| EPS (Diluted) | 2.73 | 2.31 | 2.01 | 1.24 | 2.15 | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.62,"profit":true},{"date":"2023-12-31","value":73.63,"profit":true},{"date":"2024-12-31","value":45.42,"profit":true},{"date":"2025-12-31","value":78.75,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| HFWA | |
|---|---|
| Cash Ratio | 0.14 |
| Current Ratio | 1.18 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| HFWA | |
|---|---|
| ROA (LTM) | 0.96% |
| ROE (LTM) | 7.57% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| HFWA | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.87 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.13 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| HFWA | |
|---|---|
| Trailing PE | 14.22 |
| Forward PE | 12.33 |
| P/S (TTM) | 3.86 |
| P/B | 1.02 |
| Price/FCF | 39 |
| EV/R | 4.01 |
| EV/Ebitda | NM |
| PEG | 2.13 |
Heritage Financial Corporation (HFWA) share price today is $28.09
Yes, Indians can buy shares of Heritage Financial Corporation (HFWA) on Vested. To buy
Yes, you can purchase fractional shares of Heritage Financial Corporation (HFWA) via the Vested app. You can start investing in Heritage Financial Corporation (HFWA) with a minimum investment of $1.
You can invest in shares of Heritage Financial Corporation (HFWA) via Vested in three simple steps:
The 52-week high price of Heritage Financial Corporation (HFWA) is $28.44. The 52-week low price of Heritage Financial Corporation (HFWA) is $19.05.
The price-to-earnings (P/E) ratio of Heritage Financial Corporation (HFWA) is 14.2205
The price-to-book (P/B) ratio of Heritage Financial Corporation (HFWA) is 1.02
The dividend yield of Heritage Financial Corporation (HFWA) is 3.46%
The market capitalization of Heritage Financial Corporation (HFWA) is $941.81M
The stock symbol (or ticker) of Heritage Financial Corporation is HFWA
Consider the share price of Heritage Financial Corporation as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Heritage Financial Corporation has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Heritage Financial Corporation shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Heritage Financial Corporation stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Heritage Financial Corporation and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Heritage Financial Corporation stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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