Peer-to-Peer Lending

Vested Academy's curriculum on Peer-to-Peer (P2P) lending is designed to provide a comprehensive understanding of P2P lending in India. This module is ideal for individuals looking to expand their investment portfolios, financial advisors, and anyone interested in understanding the dynamics of P2P lending in India.

Peer-to-Peer Lending

Chapters

Learning from history 🙂 Centuries ago, in the heart of a small village, the act of borrowing and lending was simple and personal. When your neighbour’s roof leaked or his cow fell sick, you might offer a helping hand in the form of money. And in times of your own need, another neighbour might lend …

1. Introduction to Peer-to-Peer (P2P) Lending Read More »

Investing is a balancing act of striving for growth while ensuring capital preservation and maintaining access to liquid assets. Each investor has a unique financial situation, risk tolerance, and goal, leading to the bifurcation of investment objectives into primarily two categories: growth and safety. Growth is the aim to increase the value of the principal …

2. Why consider investing in P2P Lending? Read More »

In our previous chapters, we introduced you to the world of P2P lending, sharing its foundational concepts and how you can think about adding it to your investment portfolio. But, P2P lending is not just about people lending and borrowing money. It’s an ecosystem where everyone has a role to play to make sure the …

3. Understanding regulations in P2P lending Read More »

In our previous chapters, we dived into the world of Peer-to-Peer (P2P) lending and took a detailed look at the role of the big guardian in the room—Reserve Bank of India (RBI). Having understood those building blocks, let’s now focus on the glue that holds this ecosystem together: the P2P lending platforms themselves. The P2P …

4. Role of platforms in P2P lending Read More »

Central to every financial entity, be it banks, agile non-banking financial companies (NBFCs), or asset management firms, is a foundational element: trust. This trust isn’t just an abstract feeling; it’s built on the solid ground of operational excellence and stringent adherence to best practices. Trust in these institutions stems from their rigorous due diligence and …

5. Due Diligence in P2P lending Read More »

This section breaks down all the key P2P (Peer-to-Peer) lending terms to help you easily understand the concepts.